VCU Rates
VCU is committed to having competitive, flexible rates for all your savings, investment, loan, and mortgage needs. All deposits are guaranteed 100% by the Credit Union Deposit Guarantee Corporation.
The following rates are subject to change without notice. Please contact the branch directly to lock in a rate.
Rates are effective as of January 20, 2025.
Buy | Sell | |
US Cash Rate | 1.4615 | 1.4015 |
US Cheque Rate | 1.4065 | 1.4565 |
* Advance notice is required to purchase foreign currency.
GIC Annual Interest | |
1 Year | 3.40% |
18 Month | 3.25% |
2 Years | 3.15% |
30 Month | 3.05% |
3 Years | 2.95% |
40 Month | 3.10% |
4 Years | 2.85% |
5 Yr 20/20 | 3.00% |
Variable Rate TFSA | FHSA | RRSP | RRIF | 1.20% |
1 YR Cashable GIC | TFSA | FHSA | 2.90% |
5 Year Closed Residential
|
4.60% |
We offer market-competitive rates and will work with you to customize a mortgage to meet your financial needs.
Contact us to learn more!
* Rates are subject to qualifications and OAC