Vermilion Credit Union Loans

Life’s full of goals and surprises.

With low interest rates and flexible terms, a VCU personal loan can be the start of something big. Whether you are buying a car, renovating your garage, or updating your kitchen we can help.

If you’re thinking about a loan use one of our handy online calculators, you can find out exactly how much you can afford.

Loans Just For You

Our personal loans offer very competitive rates for a wide range of purposes: a new vehicle, education, home renovations, investments, the list goes on.
Personal Loan
You pay interest only on what you owe and only for the time you owe it.
  • Flexible repayment schedules to suit your needs
  • Fast, friendly service.  All decisions are made in house
  • New vehicle loans can be amortized up to 84 months
  • New RV loans can be amortized up to 15 years
  • Low cost insurance coverage available to make sure you are covered in case the unexpected happens
Student Loans
If you are enrolled in a recognized post-secondary institution and are looking for a way to fund your education, a Student Choice Line of Credit might be for you! 
  • Pursue your dreams with peace of mind
  • Use only what you need and only pay for what you use 
  • Must be enrolled in at least 60% of the course load in a recognized (post-secondary) college, university or technical school
  • Must be a Vermilion Credit Union member for a minimum of 6 months from date of application
RRSP Loans
If you are looking to maximize your RRSP and potential tax refund, an RRSP loan can help.
Rapid RRSP Loan
  • a loan for up to $25,000 that must be paid back within 1 year
Top Up RRSP Loan
  • a loan for up to $25,000 that allows for repayment of up to 10 years
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